Nigeria Money & Finance Articles

in Nigeria - banks, bank accounts, insurance, investments - guides and helpful articles on finance and business -
  1. Innovictor

    3 Microfinance Banks That Offers Loans without Collateral

    In a post that was published yesterday, I talked about 3 Nigerian banks that can give you loans without asking for collateral. You can find the post here, if you'd like information on those banks. However, it turns out that non-collateral loans from...
  2. Oluogunjobi

    9 Popular Online Ponzi Schemes In Nigeria

    Well, more than ever before, online ponzi schemes are now popular in Nigeria. Some have blamed this on the biting economic situation in the country – that has forced many Nigerians to look for alternative means to make ends meet, and put food on thei...
  3. siteadmin

    Need A Loan? 7 Reasons You Should Consider Salary Advance

    Salary Advance is a salary-based temporary overdraft facility, which enables staff of private companies and government agencies to access a certain percentage of their net monthly salary in advance. This loan product is aimed at bridging the fundi...
  4. RemmyAlex
    Like x 3

    Pension Scheme: 12 Things Every Nigerian Worker Should Know

    Nigerians are eager to know the nitty-gritty of a pension scheme and how pension fund can be withdrawn at retirement without queuing up at government ministries and offices in the scourging sun. A Pension contributory scheme is designed to ensure em...
  5. Oluogunjobi

    5 Legal Ways To Make Money On Valentine's Day

    Valentine's Day is nice for couples, but it can be tough for single people who have to watch all of the snuggling going on around them. Instead of being bitter because you are single on Valentine's Day, you should take advantage of the situation and ...
  6. RemmyAlex

    Stanbic IBTC Bank: How To Get A 15 Million Naira Car Loan

    Financial institutions in Nigeria now offer car loans to both individuals and business owners. Essentially, these loans are a credit facility for full or half payment purchase of brand new vehicles for personal use by staff of private and public sec...
  7. Oluogunjobi

    Looking for Funding? Here Are 7 Financing Programs for Nigerian Entrepreneurs

    For many entrepreneurs around the world, access to financing is a major concern. In “Listening and Learning for Success – What Nigerian Women Entrepreneurs Need,” I describe the needs of women entrepreneurs in Nigeria. Amongst the top issues discusse...
  8. Oluogunjobi

    How To Manage Your Finances In 2017

    How To Manage Your Finances In 2017 It's 2017! Amid the troubled economy, we have managed to get here. The complex nature of our nation’s turbulent economy has impacted all Nigerians and left many feeling confused and anxious. The good news is that ...
  9. Oluogunjobi

    Stranded? Here Are 8 Ways To Make Money During The Holidays

    Are you already stranded or spending more than budgeted? It's expected. Holidays is a very expensive time of year. And if you haven’t budgeted for it, those costs will eat into your usual monthly expenses or add to debt. What should you do? There are...
  10. Oluogunjobi

    7 Ways Mentors Are Important In Business

    The value of business mentors cannot be understated, even though some people don't agree. Some times, it isn't the best of game to play for someone venturing into a business/venture without having someone as a guide. A mentor offers valuable insight ...
  11. Oluogunjobi

    7 Ways To Celebrate Christmas On a Low Budget

    Christmas is upon us again! A season of love and bliss. A time when cards of goodwill are exchanged, when the streets are lit with bright, colourful lights and the atmosphere filled with celebrations. It is a beautiful time of the year. As much as th...
  12. Oluogunjobi

    Economic Recession: 7 Businesses You Can Start Now in Nigeria

    It is no longer news. Nigeria is in recession. As much as big businesses are shutting down, some others thrive. To start any small business during recession may be pretty difficult, but if you can survive, you will thrive as the economy bounces back....
  13. Oluogunjobi

    8 Important Things You Should Know About Nigerian Stock Market

    1. What is Stock Market? A stock market is a primarily a virtual exchange of securities (that is, shares and debentures, which companies use as a means of raising finance) and derivatives (i.e. virtual instruments such as contracts that relate to as...
  14. Oluogunjobi

    Black Friday: 10 Super E-commerce Deals In Nigeria

    Black Friday is here again! Black Friday is special for it offers a lot of discount, offering the platform for the customer to purchase many goods at a lower rate and the vendors can sell in large volume. Here are some of the most amazing Black Frid...
  15. Oluogunjobi

    Black Friday: 5 Tricks To Beat Today's Sales

    Black Friday! Today, November 25th has been marked out by most online stores in Nigeria for the mind-blowing annual shopping event. Originally known as an American holiday, the shopping tradition seeped into Nigeria a few years ago and has since beco...
  16. Oluogunjobi

    MMM Nigeria: 10 Things Every Nigerian Should Know

    It is no longer news, MMM Nigeria is the new 'bride' in town - a new pyramid marketing scheme in that is spreading like wildfire. There is hardly anywhere you go to these days that you won't hear people talk about it – either telling stories of how t...
  17. Oluogunjobi

    How Can Nigerian Banks Start to Improve Internet Banking Penetration? - Bode Abifarin

    In an internet-loving clime as Nigeria, it is surprising to know that not not up to half of its population use the internet social media for banking solutions. It is the problem of Nigerian banks – that have largely failed to translate this passion f...
  18. Oluogunjobi

    7 Ways You Can Identify a Ponzi Scheme

    A Ponzi scheme by definition is a version of a fraud that rewards early investors with massive returns from the cash invested by newer investors. Ponzi schemes typically do not have an underlying asset or enterprise upon which the investment is built...
  19. Oluogunjobi

    6 Reasons Nigerian Youths Engage In Sports Betting

    Well, be as it may, Nigerians have taken solace in sport betting. It’s now a new normal in Nigeria to see young people, especially, on the streets and queues strugling their way to place their bets on the five major leagues in world football. The Eng...
  20. Oluogunjobi

    7 Ways You Can Protect Your Bank Account From Fraudsters

    Unfortunately, fraudsters have no bounds. They are everywhere, which is why keeping close tabs on your financial life is extremely important. You can never be more than careful when it comes to your money – your hard-earned income. What you live on i...

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